Legend

 

A     :   Class A Certification

B     :   Class B Certification

RTL   :   Retail                            

RST   :   Restaurant                        

DM    :   Direct Market                     

SCR   :   Script Machine                     

SPEC   :   Special application               

CRE   :   Credit

DBT   :   Debit

HOST   :   Host based

TERM   :   Terminal based

M     :   Manual entry for checks

CR    :   Check reader: SORICON, MAGTEK, CHEQ'R, CHECKMADE or Welch Allyn

 

 

 

 

          

Check Reader Format

 

 

CHECKREADER

SORICON

MAGTEK

Format of Data

CR = 15

15 (DUUUD)

0400

(acnt)

Account#

CR = 16

16 (UUUUD)

1100

(T.A.)

<Bank#><T>Accnt#><A><Check#>

CR = 24

-----

2400 (T.A.C.$)

<Bank#><T>Accnt#><A><Check#>

<C><Amount><$>

-----

-----

1400 MICR (no spaces)

<Bank><Accnt#><Check#>

CR = 25

25 (DDDUU)

0001

raw (t.o)

Raw MICR in toad format

 

 

 

Pending Certification as of 03.29.2000.

A)     CES RT, RS (R+L)

B)     FDR C/D TB (R+L)

C)     NDC RT (R+L)

D)     NDC Pseudohost (R+L)

 

 

 

 

 

 

 

 

 

 

 

 

 

ABNCS RTL HOST B.

ABNCRH

04.00

 

Rtl. Cre. / Host

     Dbt. / Host

     Deb. / Host

B

B

B

B

B

 

 

 

Y

 

Y

Debit through credit

EBT through debit

 

AMEX NXT RETAIL

AMXNXT

04.11

Rtl. Cre. / Term

 

B

B

B

B

B

B

B

B

 

 

 

SPLIT DIALS AMEX

MIN VERS. 4.03

AMEX NXT RESTAURANT

AMXNRS

04.11

Rst. Cre. / Term

B

B

B

B

B

B

B

B

 

 

 

SPLIT DIALS AMEX

MIN VERS. 4.03

AMEX RESTAURANT

AMEXRST

04.02

Rst. Cre. / Term

 

 

 

 

 

 

 

 

 

 

 

 

AMEX RETAIL

AMXBTH

04.04

Rtl. Cre. / Term

 

 

 

 

 

 

 

 

 

 

 

6-26-00 Cert. Received w/o terminals listed. Rel. to NPC til new letter rec'd

ATM AMERICA

ATMA

04.01

Rtl. Cre. / Host

     Dbt. / Host

 

 

B

B

 

 

 

 

 

 

 

 

 

ARJAY

ARJAY

04.02

Check (Cr=16)

B

B

B

B

 

 

 

B

 

 

 

 

BANCARD SYSTEMS

BSI

04.06

Check (Cr=24)

 

 

 

 

 

 

 

 

 

 

 

Checkreader only

Min. Appl. Ver. 04.05

BUYPASS

BUYPRS

04.11

Rst. Cre. / Host

 

 

 

A

 

 

 

 

Y

 

 

Min Application Version 4.50

BUYPASS

BUYPS

04.11

Rtl. Cre. / Host

     Dbt. / Host

     Ebt. / Host

A

A

A

A

 

 

 

A

Y

 

 

Apl_min_ver = 4.50

 

BANCTEC TERM RT

BNCTRT

04.02

Rtl. Cre / Term

     

B

B

B

B

 

 

 

 

Y

 

Y

MIN APPL. VERS. 4.50

CARDSERVICE

CDSRVC

04.02

Check

B

B

B

B

 

 

 

B

 

 

 

 

CASHLANE

CASH

04.00

Rtl. Dbt. / Host

 

 

B

B

 

 

 

 

 

 

 

New name of ATM_AMERICA

CES RETAIL

CES

04.01

Rtl. Cre. / Term

     Dbt. / Term

B

B

B

 

 

 

 

 

 

 

 

Debit through credit

CES REST

CES_R

04.01

Res. Cre. / Term

     Dbt. / Term

B

B

B

 

 

 

 

 

 

 

 

Debit through credit

ChequeMark

CHQMRK

04.04

Check-RTL

B

B

B

B

B

B

B

B

 

 

 

Min Appl Ver 04.62

CHECK AMERICA

CHKAM

04.02

Check / Host Auto

 

 

A

A

A

A

A

A

 

 

 

Min. Appl. Version 4.63

Check (CR=16)

COMMLINK SCRIPT CMLK_S

04.00

Scr Dbt. / Host

 

 

 

 

 

 

 

 

 

 

 

MIN APPL. VERS. 4.51

COMMLINK

COMLNK

04.00

Rtl. Dbt. / Host

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.50

COREDATA

CRDATM

04.01

ATM

 

 

 

B

 

 

 

 

 

 

 

Min Appl. Ver. 04.61

CROSSCHECK

CROSCK

04.02

Check (M)

B

B

 

 

 

 

 

 

 

 

 

300 Baud only

CVE

CVE

04.01

Rtl. Cre. / Host

B

 

 

 

 

 

 

 

 

 

 

 

 

DataMark Gift Card

DM_GC

04.03

Retail, Generic, Host Based

B

B

B

B

B

B

B

B

 

 

 

Customized reports in BATCH. Transaction type is selected by menu.

ECP CARD/CHECK/TIPS

ECP_TP

04.11

Check (M/Cr=25)

 

 

 

 

 

 

 

 

 

 

 

CrdRdr Only

Min Appl Ver 04.63

EFS

EFS

04.01

Rtl. Cre. / Host

     Dbt. / Host

 

 

 

 

 

 

 

 

 

 

 

 

EFS/CONCORD

EFS_C

04.08

Rtl. Cre./Dbt./Ebt. Host Auto Batch

B

B

B

B

 

 

 

 

Y

Y

 

HOST DO NOT SUPP. AVS

Min. Appl. Ver. 04.50

EFTCheque CARD

EFTNET

04.02

Check (M/Cr=16)

 

 

 

 

 

 

 

 

 

 

 

CHECK TRUNCATION

Min. Appl. Ver. 04.62

EFUNDS

EFUNDS

04.03

Check (Cr=24)

Check

 

 

 

 

 

 

 

 

 

 

 

CHECK TRUNCATION

Checkrdr. Only Min. Appl. Ver. 04.05

EFUNDS TELECHECK

E_TLCH

04.02

Check (Cr=24)

Check

 

 

 

 

 

 

 

 

 

 

 

EFUNDS but disclaimer is modified

Min. Appl. Ver. 04.05

NASHVILLE HOST RTL

ENVOYH

04.01

Rtl. Cre / Host

R+L

 

 

 

 

A

 

A

 

Y

Y

Y

MIN APPL. VERS. 4.63

ENVOY

ENVOY

04.01

Rtl. Cre / Term.

Check(1400format)

B

B

B

B

 

B

 

B

 

 

 

 

EPacific

EPAC_A

04.01

RTL.DBT / Host

B

B

B

B

B

B

B

 

 

 

 

 

EPS ATM

EPS

04.01

Atm

 

 

 

 

 

 

 

 

 

 

 

 

E-Payment Systems

EPS_T

04.13

Check

 

 

 

B

 

 

 

 

 

 

 

RMRS based protocol

EQUIFAX

EQUFAX

04.02

Check (M/Cr=16)

B

 

 

 

 

 

 

 

 

 

 

Not all questions are mandatory

FAPCHK (TELEMONEY)

FAP

04.01

Check (M/Cr=15)

 

 

 

 

 

 

 

 

 

 

 

Check. Using Telemomey Check thru 1st American Payment with a diff. site ID then Telemoney CR/DB

FI_SCRIPT DEBIT EBT

FI_SCR

04.02

Rtl. Dbt. / Host

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.50

GHOST GENSAR

GHOST

04.02

Rtl. Cre. / Host

     Dbt. / Host

Check (M/Cr=16)

(Scan)    (R+L)

 

 

 

 

 

 

 

 

 

 

 

For ghost transaction.

Positive ACK problem associated with RAM and GENSAR. Min.V4.50

GENSAR RETAIL

-PAYMENTECH

GENSAR

04.12

Rtl. Cre. / Host  Cre. / Term 

Dbt. / Host

Check (M/Cr=16)

(Scan)    (R+L+C)

A

A

B

B

B

B

B

B

Y

 

Y

Includes EBT

MIN VERSION APPL. 4.60

GENSAR RESTAURANT

GENRES

04.03

Rst. Cre. / Term

(R+L)

 

 

 

B

 

 

 

 

 

 

 

 

 

GENSAR DIRECT MAR.

GENSDM

04.05

Dm. Cre. / Term

(R+L)

 

 

 

 

 

 

 

 

Y

 

 

Min. Appl. Ver. 04.50

GLOBAL CHECK SER.

GLB

04.00

Check

B

B

B

B

 

 

 

B

 

 

 

Driver's license only

GPST/VERIFICATION

GPST_VER

04.01

Check (M/Cr=25)

B

B

B

B

B

B

B

B

 

 

 

Chk&Customer verif

Min. Appl. V04.62

GPST TRUNCATION

GPST_TRN

04.01

Check (M/Cr=25)

 

 

 

 

 

 

 

 

 

 

 

CHECK TRUNCATION

Min. Appl. V04.62

INTERCEPT

INTRCP

04.00

Rtl. Dbt. / Host

B

B

B

B

B

 

 

 

 

 

 

Min. Appl. Ver. 04.52

INTERCEPT SCRIPT

INTSCR

04.00

Scr. Dbt. / Host

B

B

B

B

B

 

 

 

 

 

 

Min. Appl. Ver. 04.52

LYNK CREDIT HST BASE

LYNKCR

04.02

Rtl. Cre. / Host

B

B

 

 

 

 

 

 

 

 

 

 

LYNK DEBIT

LYNKDB

04.06

Rtl. Dbt. / Host

B

 

B

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.50

 

MAPP

MAPP

04.08

Rtl. Cre. / Host

     Dbt. / Host

Check (M/Cr=15)

(R+L)

B

B

B

B

B

B

B

B

 

 

 

Debit through credit

AVS on AUTH ONLY!!!!

 

MAPP RESTAURANT

MAPPRS

04.07

Rst. Cre. / Term

(R+L)

B

B

 

 

 

 

 

 

 

 

 

Really host based.

In auth. Only verify, real trans. In batch.

Dbt-check could be from retail.

MAVERICK RETAIL

MVRKRT

04.12

Rtl Cre. / Term

B

B

B

B

B

B

B

 

Y

 

Y

MIN APPL. VERS. 4.53

MAVERICK RESTAURANT

MVRKRS

04.17

Rst. Cre. / Ter

B

B

B

B

B

B

B

 

 

 

 

MIN APPL. VERS. 4.53

MAGIC SOFTWARE DEVELP

MAGICS

04.03

Check

(M/Cr=16,25)

B

B

B

B

B

 

 

B

 

 

 

Swiped D/L Min.V04.54 Merchant_ID len = 13

MEDE AMERICA

MEDEAM

04.02

N/A

 

 

 

 

 

 

 

 

 

 

 

Min Appl. Version 4.50

MILLENIUM 60

MILL60

04.07

Phone Card

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.50

MODULAR DATA

MDATA

04.00

Rtl. Cre. / Host

Dbt. / Host

(R+L)

B

B

B

 

 

 

 

 

 

 

 

Restaurant was not written, it's in X-modem

NATWIDE CK GUARANTEE

NCG

04.03

Check (M/Cr=16)

B

B

B

B

B

B

B

B

 

 

 

CHECK TRUNCATION

Min. Appl. Ver. 04.50

NATION.CHECK TRUST ID

NCTID

04.00

Check

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.51

 

NDC HOST BASE

NDC

04.06

Rtl. Cre. / Host

     Dbt. / Host

(R+L)

B

B

B

B

B

B

B

B

Y

 

 

Debit through credit

With AVS, RIM Connect

NDC_T RETAIL

NDC_T 

04.04

Rtl. Cre. / Host

     Dbt. / Host

B

B

B

B

 

 

 

B

Y

 

 

Debit through credit

With AVS

NDC RESTAURANT

NDC_R 

04.04

Res. Cre. / Term

     Dbt. / Host

B

B

B

 

 

 

 

 

Y

 

 

Debit through credit

NDC SCAN

SCAN

04.01

Check (M/Cr=15)

 

 

 

 

 

 

 

 

 

 

 

 

 

NDC CHECK SERVICES

NDCCKS

 

04.02

Check (M)

B

 

B

B

 

 

 

 

 

 

 

The same specs as for YES check & old selectcheck

NO CHECK GUARANTEE

DUMMY

04.00

Check (M/Cr)

 

 

 

 

 

 

 

 

 

 

 

Without dialing to host, just for reports

NOVA INFORMATION SYS

NOVAIS

04.04

Rtl. Cre. / Host

     Dbt. / Host

(C+L+R)

B

B

B

B

B

B

B

 

Y

Y

 

Debit through credit

MIN APPL. VERS. 4.52

 

NOVA RESTAURANT

NOVARS

04.01

Rtl. Cre./ Term

     Dbt./ Term

B

B

B

B

B

B

B

 

 

 

 

Debit through credit

MIN APPL. VERS. 4.61

NOVUS RESTAURANT

NVSRS

04.00

Res. Cre. / Term

B

B

B

B

B

B

B

 

 

 

Y

MIN APPL. VERS. 4.52

NOVUS DIRECT MARKET

NVSDM

04.00

Dm. Cre. / Term

 

 

 

 

 

 

 

 

 

 

Y

Retail imbedded in application

MIN APPL. VERS. 4.52

NOVUS RETAIL

NOVUS

4.00

Rtl. Cre. / Term

   

B

B

B

B

B

B

B

B

 

 

Y

MIN APPL. VERS. 4.52

NPC

NPC

04.03

Check (M/Cr=16)

B

B

 

 

 

 

 

 

 

 

 

Manual Entry:

MICR=<Bank#><Accnt#>

Check#=<Check#>

NPC CHECK TRUNCATION

NPCTRN

04.04

Check (M/Cr=16)

B

B

B

 

 

 

 

 

 

 

 

CHECK TRUNCATION

Min Appl. Ver. 04.06

NPC CheckThru Trunc.

NPC_T

04.06

Check, Retail, Host Based

B

B

B

B

B

B

B

 

 

 

 

Check truncation/verification

Min Appl. Ver. 04.63

ONLINE DATA

OLNDT

04.00

Atm

 

 

 

 

 

 

 

 

 

 

 

ATM host in CANADA

 

PAYPOINT

PAYPNT

04.00

Rtl. Cre/Dbt/EBT

Host Based

 

 

 

B

 

B

 

 

 

 

 

 

POS TECHNOLOGIES

POSTEC

04.00

Rtl. Cre. / Term

     Dbt. / Host

(R+L)

B

 

 

 

 

 

 

 

 

 

 

Sale is captured as in FDR retail, everything else off line.  Batch can be done twice (auth. code is the key).

Debit through credit

PREFERRED CHECK

PREFCK

03.15

Check (M)

B

B

B

B

B

 

 

B

 

 

 

 

RC REWARDS

RC

4.02

Rewards Program

 

 

 

 

 

 

 

 

 

 

 

Special Private Card, doesn’t dial. Calc. Reward %. Batch is for Reporting Only

RBSA ATM

RBSA

04.01

Atm

 

 

 

 

 

 

 

 

 

 

 

 

RMR/ECP VERIFICATION

ECPVR

04.11

Check (M/Cr=25)

B

B

B

B

B

B

B

B

 

 

 

Chk verif. Bancard

Min. Appl. V04.50

RMR/ECP TRUNCATION

RMR_T

04.11

Check (M/Cr=25)

B

B

B

B

B

B

B

B

 

 

 

CHECK TRUNCATION

Chkrdr only Bancard Min V04.50

RMR/NET VERIFICATION

NETVR

04.10

Check (M/Cr=25)

B

B

B

B

 

 

 

B

 

 

 

Check verification for Netstar. V4.50

RMR/NET TRUNCATION

NETRM

04.10

Check (M/Cr=25)

B

B

B

B

 

 

 

B

 

 

 

CHECK TRUNCATION Netstar Min.V04.50

ROCKY MOUNTAIN

VER_RM

04.05

Check (M/Cr=25)

 

 

 

 

 

 

 

 

 

 

 

MIN APPL. VERS. 4.05

SECURE PAYMENT SYSTEM

SECPY

04.02

Check (M/Cr=16)

 

 

 

 

 

 

 

B

 

 

 

Min. Appl. Ver. 04.50

SCRIPT MACHINE LYNK

SCRIPT

04.00

Scr. Dbt. / Host

B

B

B

B

B

B

 

 

 

 

 

For Script Machine application v04.04

SELECT CHECK  G.

SKCK_G

04.00

Check (M)

B

 

B

B

 

 

 

 

 

 

 

Old format, old structure.

Same as NDC check, YES ck

SELECT CHECK   B.

SKCK_B

04.00

Check (M)

B

 

B

B

 

 

 

 

 

 

 

(1 field 1 character longer)

SELECT CHECK MICR

SKCK_M

04.00

Check (M/Cr=16)

 

 

 

 

 

 

 

 

 

 

 

Written for FSB, also called as FIRSTCHECK

SMARTCHECK

SMART

04.04

Check (M/Cr=25)

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.03

SMARTBANK

SMRTSC

04.06

Script Machine

B

B

B

B

B

B

B

 

 

 

 

Min. Appl. Ver. 04.61

For kiosk operations use scp4_63j

TCS ATM CANADA

TCSATM

04.03

Atm Transactions

 

 

 

B

 

 

 

 

 

 

 

Min Appl. Ver.

4.62

TNS ATM CANADA

TNSATM

04.07

ATM

 

 

 

B

 

 

 

 

 

 

 

Min Appl. Ver. 04.63

TELECHECK

TELCHK

03.15

Check (M/Cr=25)

B

B

 

 

 

 

 

 

 

 

 

Manual Entry:

Enter without blanks

<Bank#><Accnt#><Chk#>

TELEMONEY

TEL_MO

04.03

Rtl. Cre. / Host

     Dbt. / Host

Check (M/Cr=15)

B

B

B

B

B

B

 

B

Y

 

 

 

TELE M SPLT ID

TL_2ID

04.02

Rtl. Cre. / Host  Dbt. / Host

Check (M/Cr=15)

 

 

 

 

 

 

 

 

 

 

 

Split MID credit for amount >$50 & <= $50

Min. Appl. V04.05

TELEMONEY RESTAUR.

TEMORT

04.04

Rst. Cre. / Term

     Dbt. / Host

Check (M/Cr=15)

 

 

 

 

 

 

 

 

 

 

 

H-based.SL during auth, other/real trans.sent in batch, tips are adjustment not to send batch 2X’s Min Appl. V4.60

TELESERVICES

TELSRV

04.03

Check (M/Cr=16)

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.03

TOTAL POS PHONE CARD

VARTC

04.04

Phone Card

B

 

B

 

 

 

 

 

 

 

 

Min. applic. version 4.50

TPOS-NEX PHONE CARD

NXSTP

04.01

Phone Card

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Version 04.52

USA PAYMENT

USAPMT

04.02

Scr. Dbt / Host

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.50

VERICHECK

VERIC

04.00

Check (M)

 

 

 

 

 

 

 

 

 

 

 

Min. Appl. Ver. 04.00

VISANET

VISANT

04.16

Rtl. Cre. / Term

     Dbt. / Term

(C+L)

B

B

B

B

B

B

B

B

Y

 

Y

Debit through credit.

Can use AMEX split dial auth.only.Supp. MS & DUKPT.. Min. V4.53

VISA SCRIPT

VISASC

04.00

Scr  Dbt. / Term

 

 

 

 

 

 

 

 

 

 

 

MTSI & EFT_DATALINK works on this protocol

* DATALINK CERTIFIED TERMINALS SHOWN. CERT LETTER FOR VISANET & MTSI NOT FOUND

VISANET REST

VISRES

04.06

Rst. Cre. / Term

     Dbt. / Term

(C+L)

B

B

B

B

B

 

 

 

 

 

 

Debit through credit.

Can use AMEX split dial auth.only.Supp. MS & DUKPT.Min. V4.03