18. Disclaimers and Limitations of Liability. Your use of the Site and all material on the Site is at your own risk. Lipman disclaims all liability in connection with your use of the Site.

Lipman is under no obligation to verify the identity of users of the Site. Further, Lipman does not warrant or represent that (a) the Site will be compatible with your computer and related equipment or software, (b) the Site will be available at all times for use or that it will operate error free or without interruption, (c) the Site will meet your requirements, (d) the information in the site will be timely, accurate, complete, or sequential, (e) certain results may be obtained or derived through use of the Site, or (f) the use of the Site, including the browsing of it or downloading of any information, will be free of viruses, trojan horses, worms, or other destructive or disruptive components. Without limiting the foregoing, and in addition to all other disclaimers and limitations of liability identified in this Agreement, You acknowledge and agree that ALL SITE CONTENT IS PROVIDED "AS-IS," AND "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE SITE CONTENT, MAY CONTAIN BUGS, VIRUSES, ERRORS, PROBLEMS, INTELLECTUAL PROPERTY VIOLATIONS, OR OTHER LIMITATIONS. WE AND OUR AFFILIATES, INCLUDING ALL CONTENT PROVIDERS AND MERCHANTS, EXPRESSLY DISCLAIM AND SHALL HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR OTHER SITE CONTENT PROVIDED ON THE SITE. MOREOVER, NO REPRESENTATIONS, WARRANTIES OR GUARANTEES WHATSOEVER ARE MADE AS TO THE ACCURACY, RECENCY, COMPLETENESS, ADEQUACY, RELIABILITY, SUITABILITY OR APPLICABILITY OF ANY SITE CONTENT TO A PARTICULAR SITUATION, OR AS TO THAT OF ANY THIRD PARTY WEB SITE. WE EXPRESSLY DISCLAIM ANY AND ALL LIABILITY IN CONNECTION WITH YOUR USE OF ANY SITE CONTENT, OF THIS SITE, OR THE ACCESS OR USE BY YOU OF ANY LINKED THIRD PARTY SITE, INCLUDING BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATES ARE NOT LIABLE FOR LOSS OF DATA FROM DELAYS, NONDELIVERIES OF CONTENT OR EMAIL, ERRORS, SYSTEM DOWN TIME, MISDELIVERIES OF CONTENT OR EMAIL, NETWORK OR SYSTEM OUTAGES, FILE CORRUPTION OR SERVICE INTERRUPTIONS CAUSED BY LIPMAN, ITS PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, ITS LICENSORS’ OR A USER'S OWN ERRORS AND/OR OMISSIONS. LIPMAN ALSO DISCLAIMS ANY WARRANTY OR REPRESENTATION THAT CONFIDENTIALITY OF INFORMATION TRANSMITTED THROUGH ANY SITE WILL BE MAINTAINED. LIPMAN ACCORDINGLY ALSO DISCLAIMS ANY INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE SITE WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS AND ARE INTENDED FOR INFORMATIONAL USE ONLY.
SOME STATES DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU

19. Termination
. We may terminate or suspend your access to or use of all or part of the Site at any time for any reason, with or without cause. You are responsible for all charges incurred up to the time the account is deactivated.
20. Miscellaneous. (a) This Agreement shall be treated as though it were executed and performed in and shall be governed by and construed in accordance with the laws of the State of New York (without regard to conflict of law principles). (b) Any cause of action by You with respect to the Site or any Site Content or Site services must be instituted within six (6) months after the cause of action arose or shall be forever waived and barred. All actions shall be subject to the limitations set forth in Section 19 and as otherwise identified in this Agreement. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against either party. All actions shall be brought in the appropriate state or federal court located in New York, New York. You expressly submit to the exclusive jurisdiction of said courts and consent to extra-territorial service of process. (c) Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect, and a court of competent jurisdiction shall have the right to reform the invalid or unlawful portions of this Agreement to make them valid and enforceable. (d) To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. (e) Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. (f) We are not Your agent, fiduciary, trustee or other representative. Nothing expressed or mentioned in or implied from this Agreement is intended or shall be construed to give to any person other than the parties hereto any legal or equitable right, remedy or claim under or in respect to this Agreement. This Agreement and all of the representations, warranties, covenants, conditions and provisions hereof are intended to be and are for Our sole and exclusive benefit. (g) Our failure to enforce the strict performance of any provision of this Agreement will not constitute a waiver of Our right to subsequently enforce such provision or any other provisions of this Agreement. (h) This Agreement constitutes the entire and only agreement between Us and You regarding its subject matter, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, goods and services provided by or through the Site, payment for such goods and services, and the subject matter of this Agreement.